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🌱 A LoanHelpDesk Story

Your loan makes money for someone. Why not for YOU?

Every loan pays a commission to someone. We think a part of it should come back to you, as cashback on your own loan, or a referral bonus up to ₹15,00,000 when you refer someone. Scroll to see how.

FOR BORROWERS
💸 Cashback on your own loan

Taking a loan?

Get Cashback

You do the paperwork and follow-up. We earn a commission from the bank, and return a part of it to you as cashback on disbursal.

Get my cashback →
FOR PARTNERS
🏆 Referral Bonus up to ₹15,00,000

Know someone who needs a loan?

Earn a Referral Bonus

CAs, agents, builders or anyone with a network. Refer a lead, we handle everything, you get paid on successful disbursal. Zero investment.

Become a partner →
🏦 200+ Lending Partners ⚡ Callback in 30 Minutes ₹0 Cost · Free Guidance 📍 Pan-India
The LoanHelpDesk Difference

You do the work. A part comes back to you.

Every loan pays a commission to someone. Traditionally that is bankers, agents and DSAs. With LoanHelpDesk, a part of that commission comes back to you, as cashback on your own loan, or as a referral bonus when you refer others.

1
You prepare documentsand share your requirement
2
We handle the processapplication, follow-up, bank
3
Bank disburses the loanacross 200+ lenders
4
We earn a commissionpaid by the lender
★
A part comes back to YOUas cashback or referral bonus
For Borrowers

Your loan brings us revenue. So a part of it comes back to you.

Most borrowers never know that someone earned a commission on their loan. We change that. When your loan is disbursed through us, we return a part of our commission to you as cashback.

  • ✔ Cashback on successful disbursal, no catch
  • ✔ Same low rates and expert guidance, at zero cost to you
  • ✔ Full transparency: every charge explained upfront
  • ✔ Personal, Business, Home, LAP, Auto and more
Check my cashback →

🧮 Cashback & Bonus Calculator

See what comes back to you, whether it is your loan (cashback) or a referral (bonus).

₹25,00,000
Cashback (your loan)
₹0
Referral Bonus (you refer)
₹0

Indicative at 1.5% of loan for Personal/Business, on successful disbursal. Actual payout per product and lender terms.

Refer & Earn

Become a Loan Referral Partner

Looking for a second income with zero investment? If you have clients or a network, turn their loan requirements into recurring earnings. We do all the work; you earn the referral bonus.

1

Refer a lead

Share details of someone looking for a loan, with their consent. Takes a minute on WhatsApp.

2

We handle the process

Our team contacts, assists and processes the loan with the best banks & NBFCs, end to end.

3

You receive your bonus

Once the loan is successfully disbursed, you receive your referral bonus as per the payout structure.

💡 Your own loan requirement is also welcome, earn cashback on it too.
Chartered AccountantsTax ConsultantsReal Estate AgentsBuilders & DevelopersFinancial AdvisorsAnyone with a network
Payout Structure
Up to ₹15,00,000*
Referral Bonus on successful disbursal

Instant Referral Payout Structure

The same structure applies to borrower cashback. Personal or Business loans at 1.5%, Home or Property loans at 0.5% of the loan amount.

Loan Amount (₹) Personal or Business Loan@ 1.5% Home or Property Loan@ 0.5%
₹5 Lakh to ₹10 Lakh₹7,500 to ₹15,000₹2,500 to ₹5,000
₹10 Lakh to ₹50 Lakh₹15,000 to ₹75,000₹5,000 to ₹25,000
₹50 Lakh to ₹1 Crore₹75,000 to ₹1,50,000₹25,000 to ₹50,000
₹1 Crore to ₹5 Crore₹1,50,000 to ₹7,50,000₹50,000 to ₹2,50,000
₹5 Crore to ₹10 Crore₹7,50,000 to ₹15,00,000₹2,50,000 to ₹5,00,000

*Indicative figures for illustration, payable on successful loan disbursal and subject to the lender's commission and our payout terms confirmed at onboarding. LoanHelpDesk does not charge borrowers.

Loans We Facilitate

Every loan is cashback & bonus eligible

The full range, across 200+ RBI-regulated banks and NBFCs. Cashback for borrowers, referral bonus for partners, on every successful disbursal.

👤

Personal Loan

Up to ₹1 Crore
Cashback / bonus @ 1.5%
🏢

Business Loan

Up to ₹10 Crore+
Cashback / bonus @ 1.5%
🏡

Home Loan

Up to ₹10 Crore+
Cashback / bonus @ 0.5%
🏠

Loan Against Property

Up to ₹10 Crore+
Cashback / bonus @ 0.5%
💳

Overdraft (OD)

₹1L to ₹5 Crore
Salaried & business
🛡️

CGTMSE Loan

Up to ₹10 Crore
Collateral-free MSME
🩺

Professional Loan

₹1L to ₹75L
Doctors, CAs & more
Get Started Free

Claim cashback or join as a partner

Pick your path. We will call you back within 30 minutes in your preferred language.

🔒 Free for borrowers. We never ask for upfront money.

Who needs the loan

📞 Our executive will call you to confirm details and set up your payouts.

Our Bank & NBFC Partners

Backed by 200+ trusted lenders

Through direct tie-ups and aggregator partnerships, we bring you offers from India's leading banks and NBFCs.

Scan to join LoanHelpDesk on WhatsApp
✔ Meta Verified Business WhatsApp

Scan to join as a partner and start earning today

Point your camera at the code, or tap below, to chat with us on WhatsApp. Refer loans, earn your bonus, or get cashback on your own loan.

Start on WhatsApp
Questions, Answered

Frequently Asked Questions

What is the cashback and how do I get it?⌄
When your loan is disbursed through LoanHelpDesk, the lender pays us a commission. We return a part of it to you as cashback, roughly 1.5% of the loan for Personal/Business and 0.5% for Home/Property, paid on successful disbursal as per our payout terms.
How much referral bonus can I earn?⌄
Up to ₹15,00,000 on a single successful disbursal. The exact amount depends on the loan type and amount, see the payout structure above. There is no cap on how many people you refer.
Is there any cost or investment to join as a partner?⌄
No. Becoming a referral partner is free with zero investment. You simply refer leads; we handle the entire process and pay you on disbursal.
Who can become a referral partner?⌄
Anyone with clients or a network, CAs, tax consultants, real estate agents, builders, financial advisors, or any individual. Your own loan requirement is also welcome.
When is the cashback or bonus paid?⌄
Only after the loan is successfully disbursed by the bank or NBFC. Figures shown are indicative and confirmed at onboarding.
Do I need the borrower's permission to refer them?⌄
Yes. As a referral partner, you must obtain the customer's consent before sharing their contact details with us.
Is LoanHelpDesk a lender?⌄
No. We are an authorised Direct Selling Agent (DSA) and facilitator. We do not lend or disburse funds; approvals, rates and terms are set by the RBI-regulated bank or NBFC.

Your loan has value. Make sure a part comes back to you.

Cashback on your own loan, or a referral bonus up to ₹15,00,000. Start free in 60 seconds.

💸 Cashback WhatsApp 🏆 Refer