We compare 200+ RBI-regulated banks & NBFCs and match you to the lender most likely to approve your profile. Lower rejection, better rates, full transparency. Specialists in Personal, Overdraft, Business & CGTMSE loans.
Tell us what you need, an expert telecaller calls you back within minutes.
From quick personal credit to high-ticket secured loans, we source the sharpest offer across 200+ lenders. Featured products carry our deepest lender relationships.
Collateral-free funds for weddings, medical, travel or consolidation, fast disbursal for salaried & self-employed.
Apply for Personal Loan →Flexible overdraft facility for salaried & business borrowers. Draw what you need, pay interest only on what you use.
Apply for Overdraft →Working capital, expansion or machinery, secured & unsecured options for MSMEs and enterprises.
Apply for Business Loan →Collateral-free MSME credit backed by the Government CGTMSE guarantee scheme.
Apply for CGTMSE →Tailored credit for doctors, CAs, architects & consultants to grow their practice.
Apply →Purchase, construction, balance transfer & top-up at some of the lowest rates in the market.
Apply →Unlock the value of residential, commercial or industrial property for any need, high ticket, long tenure.
Apply for LAP →New car, two-wheeler and commercial vehicle finance at competitive on-road funding.
Apply →Domestic & overseas study finance covering tuition, living & travel, with moratorium options.
Apply →Supply-chain & dealer/distributor financing to keep your trade cycle running smoothly.
Apply →Tell us your need, we’ll recommend the right product and lender.
Get free guidance →As an authorised Direct Selling Agent with direct tie-ups and aggregator partnerships across 200+ lenders, our edge is knowing exactly which lender says “yes” to which profile.
Every bank and NBFC has hidden approval rules, income type, CIBIL band, industry, property. Our telecallers map your profile to the lender most likely to approve, cutting rejection and protecting your credit score from needless hard enquiries.
Processing fees, insurance add-ons, interest on fees, foreclosure charges, we explain every rupee before you sign, and negotiate them down on your behalf. No surprises, ever.
We’re not tied to one bank. We benchmark rate, tenure, processing fee and eligibility across 200+ partners so you choose on facts, not sales pressure.
Real specialists, in your preferred language, call you back within minutes, not days. No chatbots, no call-centre runaround.
From document checklist to sanction to disbursal, we stay with you through every step and follow up with the bank so you don’t have to.
We only work with RBI-regulated banks and NBFCs. We never disburse funds ourselves and never ask borrowers for upfront cash to “release” a loan.
Pick your loan type and the base interest rate is set automatically. Estimate your EMI and how much you can borrow, then let us find you the best real offer.
Select a product, see your Equated Monthly Instalment across amount, rate and tenure.
Base rate is the current starting rate for the selected product. Your actual rate depends on profile and lender.
Get this at a lower rate →Pick a product, the base rate freezes and fields adjust. Quick estimate on income & obligations (FOIR method).
These inputs are used only for this on-page estimate and are not stored. Pre-approved / listed company categories (CAT A, B, C, D as per each bank/NBFC) will be added soon to refine eligibility. Base rate is frozen at the product’s starting rate.
Check my real eligibility →Indicative starting rates across our partners (July 2026). We pull your exact, personalised offers based on profile, this is a benchmark to orient you.
| Loan Type | Interest From* | Processing Fee | Max Tenure | Typical Ticket |
|---|
*Indicative starting rates for illustration only and subject to change by lenders. Your actual rate depends on CIBIL score, income, loan amount and lender policy. LoanHelpDesk does not set interest rates.
Through direct tie-ups and aggregator partnerships, we bring you offers from India’s leading lenders.
…and 190+ more banks & NBFCs including SBI, PNB, Federal Bank, Standard Chartered, Muthoot, Shriram Finance, IIFL, L&T Finance and more.
Share a few details and verify your mobile. Our loan expert will call you back in your preferred language with tailored offers, at no cost to you.
All fields help us match you accurately. We never charge borrowers.
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Built for CAs, tax consultants, real estate agents, builders and anyone with clients who need funding. Send us a lead, when it disburses, you get paid. Zero cost, zero effort, full tracking.
| Personal Loan | Standard |
| Overdraft (OD) | Premium |
| Business Loan | Premium |
| CGTMSE Loan | Premium |
| Professional Loan | Standard |
| Home Loan | Premium |
| Loan Against Property (LAP) | Premium (highest) |
| Automotive / Car & Used Car | Standard |
| Education Loan | Standard |
| Channel Finance | Custom |
Higher payouts on high-ticket products. Exact Referral Bonus figures are shared with you at onboarding.
Free, practical guides on the fine print of loan processing in India. Knowledge that can save you lakhs over a loan’s life.
Real outcomes from people who let us do the lender legwork.
“Two banks rejected my business loan. LoanHelpDesk knew exactly which NBFC would approve my GST-based profile and got it sanctioned in a week.”
“They caught a bundled insurance charge on my LAP and negotiated the processing fee down. Saved me nearly ₹1.2 lakh I didn’t know I was paying.”
“As a CA, I refer clients who need funding. Tracking is transparent and the Referral Bonus is real. My clients are happy, so am I.”
Free consultation. Expert callback within minutes. Zero cost to borrowers.
Last updated: · Operated by LoanHelpDesk (“we”, “us”), No. 25, Ashirwad Building, 2nd Floor, 4th B Cross, 29th Main Road, BTM 2nd Stage, Bengaluru 560076, Karnataka, India.
LoanHelpDesk is a Direct Selling Agent (DSA) and loan facilitator. This policy explains what personal data we collect, why, and your rights. By submitting a form or opting in to WhatsApp, you agree to this policy.
By ticking the consent box and/or messaging us, you opt in to receive service and enquiry-related messages from LoanHelpDesk via WhatsApp Business, RCS (Rich Communication Services), phone and email. You can opt out any time by replying STOP or messaging us at +91 78924 98698. We use these channels in line with WhatsApp’s Business Policy and applicable messaging guidelines, and do not send unsolicited marketing without your consent.
We share your details only with lending partners (banks/NBFCs) relevant to your enquiry and service providers who help us operate, under confidentiality. We do not sell your personal data. We never ask for upfront money to process or release a loan.
We keep your data only as long as needed for the purposes above or as required by law, and apply reasonable safeguards to protect it.
You may request access, correction, or deletion of your data, or withdraw consent, by writing to support@loanhelpdesk.in. This policy is governed by the laws of India (including the Digital Personal Data Protection Act, 2023, as applicable). LoanHelpDesk, Bengaluru 560076. Grievance / data-protection contact: support@loanhelpdesk.in, +91 78924 98698.
Questions: support@loanhelpdesk.in · +91 78924 98698 · Bengaluru, Karnataka.
Last updated: · LoanHelpDesk.
LoanHelpDesk is a loan facilitator / DSA and referral intermediary. We are not a lender and do not disburse funds. All loans are provided by RBI-regulated banks and NBFCs, who solely decide approval, interest rate, eligibility, fees and terms as per their policies and RBI guidelines.
Submitting an enquiry does not guarantee a loan. Interest rates, fees and figures on this site are indicative and subject to change by lenders. We do not set interest rates.
We never charge borrowers a fee and never ask for upfront payment to “process” or “release” a loan. We may receive a referral commission from lending partners on successful disbursal.
Referral Bonus payouts are made on successful disbursal as per the structure shared at onboarding, and are subject to lender confirmation. Referrers must have the referred person’s consent to share their details.
By submitting a form you consent to be contacted by LoanHelpDesk and its lending partners via WhatsApp, RCS, phone and email regarding your enquiry.
These terms are governed by the laws of India, with jurisdiction in Bengaluru, Karnataka. LoanHelpDesk, No. 25, Ashirwad Building, 2nd Floor, 4th B Cross, 29th Main Road, BTM 2nd Stage, Bengaluru 560076.